Important Things to Know for 2009-2010

ALL HEALTHCARE REIMBURSEMENT PARTICIPANTS WILL RECEIVE A NEW FLEX CARD FOR THE PLAN YEAR BEGINNING 9/1/2009. “BENNY” FLEX CARDS ARE NO LONGER ACTIVE AS OF THE LAST DAY OF THE PRIOR PLAN YEAR, 08/31/2009. CLICK ON BENEFITS AND FORMS/REIMBURSEMENT ACCOUNTS FOR MORE INFORMATION.


1. The Shallowater ISD Cafeteria plan year is September 1, 2009 through August 31, 2010.



2. MGM is the Third Party Administrator (TPA) for Shallowater ISD for plan year September 1, 2009 through August 31, 2010. Direct deposit is available.



3. FSA “Benny” Debit Card is issued to all participants of the medical reimbursement accounts for a $1.50/month fee.



4. Dental: Guardian is the Dental provider for Shallowater ISD. To view plan summary and rates, click on Benefits and Forms/Dental. Slight rate increase on Dental effective September 1, 2009.



5. Vision: Block Vision is the Vision provider for Shallowater ISD. To view plan summary and rates, click on Benefits and Forms/Vision. Slight rate increase on Vision effective September 1, 2009.



6. Disability: Unum Provident is the disability provider for Shallowater ISD. Employees can enroll on a guarantee issue basis (no health questions asked). Guarantee issue amounts are subject to pre-existing condition exclusions. To view plan summary and rates, click on Benefits and Forms/Disability.



7. Group Cancer: American Public Life (APL) is the cancer plan provider for Shallowater ISD. Employees can enroll on a guarantee issue basis (subject to a 12 month pre-existing condition limitation). To view plan summary and rates, click on Benefits and Forms/Cancer.



8. Accident: Loyal American is the Accident provider for Shallowater ISD. To view plan summary and rates, click on Benefits and Forms/Accident.



9. Voluntary Life: 5 Star is the Voluntary life provider for Shallowater ISD. New employees can enroll for 7 times salary up to $150,000 for self, 50% of employee election up to $75,000 for spouse and $10,000 for dependent children on a guarantee issue basis (no health questions asked). Current employees must complete health questions. Employees can also purchase AD&D coverage up to the amount of life insurance they purchase on themselves (AD&D not available for spouse/children).



10. Individual Life: 5 Star offers an individual life insurance plan to age 100. Employees can purchase policies on self, spouse or children and grandchildren and policies are renewable and premiums stay level to age 100


Benefit plans for 2009-2010 plan year include: Guardian Dental, Block Vision, Unum Educator Select Disability, APL Cancer, Loyal American Accident, 5 Star Voluntary Term Life and AD&D, 5 Star Individual Life and Flexible Spending Accounts.